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How to be 100% debt free! My personal goal!

  1. Must decide right now that you will become an investor and not a consumer!

  2. Create a detailed budget of monthly income and expenses

  3. Pay attention and control variable expenses such as meals, entertainment, clothing and other discretionary expenses. Don’t buy unnecessary things!

  4. Using the budget prepared in step no. 3, calculate how much you will have to start paying off your debt

  5. List all of your debt from lowest to highest.

  6. Using the amount calculated in step no. 4, set up an automatic payment/transfer to start paying off your debt from lowest to highest

  7. Celebrate after paying off each debt!

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